SBA Financing

Backed by the U.S. Small Business Administration (SBA). These loans are designed to help small businesses secure funding with favorable terms that may not be available through traditional lenders. The SBA guarantees a portion of the loan, reducing the risk for lenders and making it easier for small businesses to access capital.

Key Features of SBA Financing :

Low Interest Rates: Competitive rates lower than typical business loans.Long

Repayment Terms: Terms can extend up to 25 years for real estate and 10 years for working capital.

Variety of Uses: Funds can be used for working capital, equipment, real estate, inventory, refinancing debt, or starting a business.

Partial Government Guarantee: The SBA guarantees a percentage of the loan, reducing the lender's risk.

Eligibility: Designed for small businesses that meet SBA size standards, operate for profit, and demonstrate the ability to repay.

Popular Loan Programs: Includes 7(a) loans (general purposes), 504 loans (real estate and equipment), and microloans (smaller amounts for startups).

Who is SBA Financing Best For?

SBA financing is ideal for small business owners who need affordable funding for growth, startups seeking capital, or entrepreneurs looking to expand operations.

If you’re interested in SBA financing, let us know, and we can help you explore options!